Vacation Club Loans Secures $6 MIL to Increase Resales

ORLANDO, FL (July 2018) – Vacation Club Loans, a consumer financing company exclusively designed around timeshare resales, secured additional financing from industry lender Colebrook Financial Company.  Colebrook has extended the credit line available to Vacation Club Loans from $3,000,000 to $6,000,000. The increased funds are expected to have an immediate positive impact on the resale market nationwide.     


Bill Ryczek, Colebrook Financial states “When we started doing business with Vacation Club Loans, the size of the market was somewhat of an unknown, so we started small.  Not only has the volume been higher than we anticipated, the performance of the receivables has been truly outstanding.  We’re happy to increase our facility, and hope we have to do it again soon.”


Over the past three years, Vacation Club Loans has completed almost 500 loans and has seen a steady increase in contract pricing over this same period.  Loan amounts have steadily increased approximately 12% year over year. Furthermore, the number of loans pending to close has doubled this year over the previous two years as more and more resale brokers are enjoying the benefits of having financing finally available.  These statistics, compounded with the portfolio’s excellent performance, has required the company to double its line with Colebrook from $3 MIL to $6 MIL to accommodate the market’s buyers.


Debbie Ely, RRP, president of Vacation Club Loans says: “The timeshare industry’s resale market is under-valued.  By providing easy financing to secondary market buyers we can increase the value of timeshares purchased this way. We’re extremely lucky to have Colebrook Financial here to support us.  Now licensed timeshare resale brokers can have immediate payment estimators and calculators at their fingertips to show potential buyers how affordable timeshares are, making us a valuable partner.  My biggest accomplishment this year is seeing more brands needing resale financing. Our first year was mostly Disney Vacation Club, now we have a portfolio of a variety of resorts and they all are performing equally great.”


About Colebrook Financial Company

Colebrook Financial Company is a lender specializing in the timeshare/shared ownership industry, providing hypothecation and other financing products for small and mid-sized developers in the US, Mexico and the Caribbean. Colebrook is large enough to provide financing in the $20-30 million range but small enough to deliver a unique brand of personal service. For further information call Bill Ryczek at 860-344-9396.


About Vacation Club Loans

Vacation Club Loans is a consumer finance company that provides loans to those who wish to purchase a timeshare product on the resale market. Its easy loan approval process, low interest rates, and flexible payment plans have made Vacation Club Loans a pioneer lender in timeshare resales. For further information, please visit