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From left to right, Scott Little, formerly with Monterey Financial Services; Tom Franks; Bob Steinke, chairman of Monterey Financial Services; Herb Lyles, president of HSMM Financial.
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Tom Franks – In Memoriam

The first president of ARDA (1989 to 1997) Thomas C. Franks, passed away on December 17, 2016, at the age

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